Commercial Loan Modification Solutions

Modification of a commercial loan is just one of several possible outcomes:

Term Extension - This is when the bank agrees to extend the maturity on a loan that can't be refinanced because of high LTV but has cash flow sufficient to service the debt.  This type of extension can be difficult for a lender to agree to due to its regulatory pressures.  We can often with our analysis tools convince the lender that an extension is in their best interest despite LTV's that are outside of their acceptable range .

Permanent Modification - Often a complex transaction that the bank is reluctant to do as it often reduces the value of the asset on the banks books.

Principal Reduction - These are usually only done in relation to a short sale or short refinance where the bank accepts less than the full value to settle the debt.  The bank won't reduce the principal so the property owner can make a profit.

New Equity Partner - The bank is more likely to work with a borrower that is willing to release equity in the property to a new investor that comes in with cash.

For a free consultation with an experienced asset manager fill in the short form to the left.  We offer two hours consultation at no charge to potential clients to assess your needs and give you a chance to evaluate our services.

Commercial Modification Blog  Recent commercial modification developments.

support Our staff of experienced commercial workout specialists are availabe to help you and your team identify the best possible solutions to todays commercial real estate challenges.

Development Developing an action plan that takes in to account the five possible outcomes of a commercial real estate loan that is facing a default is core to the consulting services offered by CES.

Strategy   Our extensive network of funding  resources including private equity and  hedge funds allow us to suggest alternative strategies including short refis and commercial short sales.